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Marcel Middleton's small-town parents sacrifice to send her to a fashionable finishing school. When her friend Noel Parkton invites her to New York, Marcel's father mortgages their house so that she can buy expensive clothes. After Noel's lover propositions Marcel, Noel asks her to leave. When Marcel receives word that her parents died in an automobile accident, she goes to her aunt's house, but after feeling like an unpaid servant there, she returns to New York with $2,000 left from her family. Although her luck at bridge is good at first, she soon loses everything. When Cleveland Buchanan, a cynical millionaire, offers to pay her debts, she indignantly refuses and works as a model. She lives with an errand girl, Katie, and helps her care for her invalid brother. Stung by her rejection, Cleveland changes his life. He helps establish a summer camp for poor boys and takes Katie's brother there, thus curing him. Cleveland and Marcel now respect each other, and marry.