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A fresh unique blue jean approach to the exhausted topic of mortgage finance. Providing the American public with the vital knowledge they will need to fully understand the lending system that is the framework for the American dream of home ownership. Are you a first time buyer? Refinancing your existing loan, maybe you're amongst the millions of Americans suffering through the most severe real estate debacle in our countries history. Your Mortgage exposed has the real answers to your questions in a consumer-friendly format that will alleviate the confusion and stress associated with purchasing or refinancing a home.