Double Down (2005)

There is a pool scene where a female is wearing nothing but a small bathing suit with no top. her breasts are never visible but there are several full shots of her back. In the same scene, a male is completely naked; full rear nudity is shown and in one shot the underside of his genitals are visible. No sexual activity occurs.

Blood is sporadic whenever anybody gets killed.

The protagonist is a biochemist and smuggles drugs (particularly cocaine).